Bank of India Credit Officer Recruitment 2025 : Bank of India, a leading Public Sector Bank with its Head Office in Mumbai, has released the official notification for the recruitment of Credit Officers in GBO stream. This recruitment is being conducted under Project No. 2025-26/01, and the notification is dated 01 November 2025. The bank has invited online applications for Credit Officer posts in MMGS-II, MMGS-III, and SMGS-IV scales.
The online application process will start from 20 December 2025, and the last date to apply online is 05 January 2026. The relevant date for age and educational qualification is 01 November 2025. The online examination date will be announced separately by the bank.
Bank of India Credit Officer Recruitment 2025 Overview
| Particulars | Details |
|---|---|
| Recruitment Organization | Bank of India |
| Project No. | 2025-26/01 |
| Post Name | Credit Officer |
| Stream | GBO (General Banking Officer) |
| Total Vacancies | 514 |
| Job Location | Anywhere in India |
| Pay Scale | MMGS-II, MMGS-III, SMGS-IV |
| Eligible Gender | Male & Female |
| Category | Bank Job (Public Sector) |
| Official Website | bankofindia.bank.in |
Bank of India Credit Officer Recruitment 2025 Important Dates
| Event | Date |
|---|---|
| Notification Date | 01 November 2025 |
| Online Application Start Date | 20 December 2025 |
| Last Date to Apply Online | 05 January 2026 |
| Relevant Date for Age & Qualification | 01 November 2025 |
| Online Exam Date | To be notified |
Bank of India Credit Officer Recruitment 2025 Application Fee
| Category | Application Fee |
|---|---|
| General / OBC / EWS | ₹850 (Application fee + Intimation charges) |
| SC / ST / PwBD | ₹175 (Intimation charges only) |
The application fee must be paid online only. Bank transaction charges, if any, will be borne by the candidate.
Bank of India Credit Officer Recruitment 2025 Vacancies, Eligibility, Qualification, Age Limit
Total Vacancies: 514 Posts
Post-wise vacancy details are as follows:
| Post | Scale | Vacancies | Age Limit |
|---|---|---|---|
| Credit Officer | MMGS-II | 418 | 25–35 Years |
| Credit Officer | MMGS-III | 60 | 28–38 Years |
| Credit Officer | SMGS-IV | 36 | 30–40 Years |
Age Limit
- Age is calculated as on 01 November 2025
- Age relaxation is applicable for SC, ST, OBC, PwBD, Ex-Servicemen, and other categories as per Government of India rules.
Educational Qualification & Experience
Candidates applying for Credit Officer posts must fulfill the educational qualification and experience requirements as detailed in Annexure-I of the notification. Candidates must possess the required qualification on or before 01 November 2025. The bank has clearly stated that candidates who previously held similar posts in Bank of India are not eligible to apply.
Bank of India Credit Officer Recruitment 2025 Selection Process
The selection process will be conducted in the following stages:
- Online Examination
- Personal Interview
The bank may also conduct selection only through interview if the online examination is not held. Final selection will depend on merit and performance in the selection stages.
Bank of India Credit Officer Recruitment 2025 Exam Pattern
Online Examination Pattern
| Section | Questions | Marks |
|---|---|---|
| English Language | 25 | 25 |
| Reasoning | 25 | 25 |
| Quantitative Aptitude | 25 | 25 |
| Professional Knowledge | 75 | 75 |
| Total | 150 | 150 |
- Total duration: 120 minutes
- English Language test is qualifying in nature
- Negative marking: 0.25 marks deducted for each wrong answer
Interview
- Maximum Marks: 100
- Minimum qualifying marks:
- General / EWS: 50%
- SC / ST / OBC / PwBD: 45%
Final merit will be prepared based on the combined score of online exam and interview, with a weightage ratio of 70:30, if both stages are conducted.
Bank of India Credit Officer Recruitment 2025 Important Link
| Bank of India Credit Officer Notification PDF | Notification |
| Bank of India Credit Officer Qualification Deatails | Qualification |
| Bank of India Credit Officer Recruitment 2025-26 Online Form (From 20.12.2025) | Apply Online |
| BOI Official Website | BOI |